Disclaimer
Last updated: March 9, 2026
This Disclaimer applies to the use of Expat Compass and its content. We provide information for general educational and informational purposes only. Our resources are designed to help foreign workers and expatriates understand financial planning fundamentals relevant to Malaysia, including MM2H programme requirements, non-resident taxation, remittance mechanisms, and dual-country financial obligations. However, the information presented should not be construed as professional financial, legal, tax, or investment advice.
No Professional Advice
The content on our platform, including articles, guides, calculators, and resources, is provided for educational purposes only. We do not provide personalized financial planning, tax advice, legal counsel, or investment recommendations. Every individual’s financial situation is unique, and what may apply to one expatriate may not apply to another.
Before making any financial decisions regarding MM2H programme participation, tax obligations, remittance arrangements, or international financial planning, we strongly encourage you to consult with qualified professionals. This includes certified financial advisors, tax specialists, immigration consultants, and legal experts who understand both Malaysian regulations and your home country’s requirements. Your professional advisors can evaluate your specific circumstances and provide guidance tailored to your needs.
Accuracy and Currency of Information
We make every effort to ensure that the information provided is accurate and current as of the date of publication. However, financial regulations, tax laws, exchange rates, programme requirements, and banking policies change frequently. We do not guarantee that all information remains accurate or that it will be updated in real time.
Exchange rates, remittance fees, MM2H financial thresholds, and non-resident tax rates are particularly subject to change. You should verify all critical information with official sources, including Bank Negara Malaysia, the Malaysian Ministry of Finance, and relevant immigration authorities, before relying on it for decision-making. We are not responsible for losses or decisions made based on outdated or incorrect information.
Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our platform or reliance on our content. This includes, but is not limited to, losses resulting from financial decisions, tax miscalculations, remittance problems, immigration complications, or any other outcome related to expatriate financial planning.
We provide information as-is without warranties of any kind, expressed or implied. We do not warrant that our content is error-free, complete, or suitable for your purposes. Your use of our platform is at your own risk. We assume no responsibility for third-party services, financial institutions, government agencies, or external links you may access through our platform.
User Responsibility
By accessing and using our platform, you acknowledge that you are solely responsible for evaluating the appropriateness of the information for your circumstances. You agree to seek independent professional advice before taking any action based on our content. We are not liable for any consequences of your decisions or actions.
You further agree that you will not hold us responsible for any errors, omissions, or changes in information, and that you understand the limitations of online resources in providing comprehensive financial guidance. Financial and legal matters are complex and jurisdiction-specific, requiring personalized professional assessment.
Changes to This Disclaimer
We reserve the right to modify this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting. Your continued use of our platform following any modifications constitutes your acceptance of the updated Disclaimer. We recommend reviewing this page periodically to stay informed of any changes.